You’ve worked hard to build and grow your business.
We can help you help keep it safe.
Our knowledgeable and professional benefits advisors are ready to help you take the next step.
CUSTOM SOLUTIONS CRAFTED FROM YEARS OF EXPERIENCE PROTECTING BUSINESSES LIKE YOURS
In today’s ever-changing environment, risk is constant. Commercial insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs. Our holistic approach to risk management will help you identify all of the risks that you face as a business owner and assist you in developing plans to mitigate and manage those risks.
We know that you cannot outrun your risk, but you can be ready for it. What if a hurricane causes you to lose power to your building and your operations cease, or if a fire severely damages your building? You shouldn’t have to pay for this yourself, and with the right protection, you won’t have to. Our insurance advisors can help you identify gaps in coverage, look for ways to save money and keep your assets and income protected.
Management Liability Insurance (Directors & Officers)
Management Liability (Directors & Officers) liability insurance covers management, directors and officers for claims made against them while serving on a board of directors and/or as an officer. We’ll work with you to protect your organization’s greatest asset: your senior leadership.
Errors & Omissions Liability Insurance (E&O)
Errors & Omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others. We’ll design coverage that will ensure that one simple mistake does not cause financial devastation.
Inland Marine/Contractor’s Equipment Insurance
Whether you are a general contractor working on a project or a specialized firm running multiple job sites, you need specialized tools to function. No matter the company size; your tools, machinery, spare parts and work clothing likely represent a significant investment. As a result, you should ensure the materials essential to your business — at either a job site or in transit — are covered.
Equipment Breakdown Insurance
Equipment breakdown insurance covers the sudden and accidental, physical damage to equipment that requires its repair or replacement. We’ll design comprehensive coverage to protect your business against a financial disaster. EBI covers exposures such as electrical arcing, mechanical breakdown, centrifugal force, and pressure explosion. Is designed to cover all electrical and mechanical and pressure equipment belonging to the client. It should be noted that in order for coverage to respond the loss must be determined to be sudden and accidental. Gradual wear & tear is excluded.
Each industry has its own set of unique risks and requires specialized insurance to protect what matters most. Our insurance advisors have in-depth knowledge and experience with a variety of industries, including those featured below.
Assisted Living Facilities
Assisted Living Facilities provide a vital service to our communities. And every day you face challenges with residents, staff and the regulatory environment you operate within. We know and understand your unique risks because we have been working with many companies in this sector.
Even though your organization’s goal is to help people, you are still running a business. That means your non-profit needs to protect itself against the risks that small business owners face. We’ll help you design a non-profit insurance policy that covers your organization’s unique needs.