Home » About

Wedgwood Insurance is your trusted independent insurance brokerage throughout Newfoundland.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. At Wedgwood Insurance we have the experience to navigate the unique risks you face, serving as your insurance advisor.

Tom Hickey, President - Wedgwood Insurance Ltd.

About Wedgwood Insurance - President Tom Hickey

Hello and thanks for visiting. Whether you’re a new client looking for a specific product, an existing client reaching out or a business owner looking for info on insurance or risk management solutions at Wedgwood, our goal is to educate.

Today, everything is about technology  – and we use some of the best. Our W24 client portal and app and our Self-Service Commercial Certificate portal provide clients with up-to-date tools to manage policy inquiries and changes.

None of these tools can replace the importance of good, knowledgeable people providing the right advice and outstanding client experience. Consumers and businesses are facing more risks than ever before – from data-driven personal insurance rating to cyber risk, identity theft and climate change. The best way to manage these risks is through education. Technology is part of it, but it’s people that make the difference.

For over 40 years we’ve been treating our clients like family and with respect. If you are an existing client, thanks for being part of the Wedgwood family. If you aren’t, I invite you to discover the Wedgwood difference.

What Sets us Apart:

Choice

As an independent insurance brokerage, we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.

Expertise

Our insurance advisors have years of experience in the insurance industry and serve as your advocate for selecting coverage through filing a claim.

Service

Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

Wedgwood Insurance has been in business since 1978 and is one of the largest independently owned insurance brokers in Atlantic Canada. We work with a wide variety of individuals and businesses throughout Newfoundland.

We are a full-service insurance brokerage with a complete line of both Personal Insurance and Commercial Insurance solutions, with specialties in Cyber Liability InsuranceEmployment Practice Liability Insurance and Director & Officers Liability Insurance.

Any company is only as good as the people that work there, and the team at Wedgwood is amongst the most experienced and highly trained in the industry. Our education and professional development requirements ensure that you get the best advice on all your insurance and risk management needs. That’s why we were named one of the “Best Place to Work in Atlantic Canada” from 2013-2016.

We are here to help you through all the changes in your life and your business, whether you’re going from renting an apartment to buying a home, adding a partner to your business, getting married, renovating your home or adding a teen driver to your auto policy – whatever it is – we’ve got you covered!

Personal Insurance

At Wedgwood Insurance, our philosophy is simple. It’s all about you. Your home and belongings are central to all that you do, and we’ll make sure that everything you value is protected. Whether you need coverage for your home, vehicles, valuables, or you simply need a personal umbrella policy, we will customize an insurance policy that is tailored to meet your needs. You’ll find that Wedgwood’s customers are a happy bunch.

All Wedgwood customers are assigned a Personal Account Manager to protect and take care of what matters most. Your Account Manager will help you understand your policy and make sure you have the right protection. When’s the last time you got a proactive contact from your current provider? We are not a call center located thousands of miles away, we are part of your community. We have offices in St. John’s in the east, and Corner Brook in the west, as well as staff in various communities throughout the province.

Commercial Insurance

Our commercial insurance solutions can protect businesses from the sole proprietors all the way up to larger corporations. Commercial insurance cannot be sold as a one size fits all products. That’s why we have developed the RiskIQ system to help business owners map out the risk in their business and develop strategies to deal with it. With relationships with over 40 different insurers and Managing General Agents, we can find solutions for businesses of all sizes.

Our Commercial Insurance Consultants can help look at the common risks most businesses face. We can develop insurance programs for individual automobiles or fleets, commercial property and liability, and bonding. Our experts in construction can help insure larger projects including bonding, builders risk, and wrap-up liability.

For smaller businesses, we have products from many of Canada’s leading insurer’s that can help combine property, liability and other coverage’s into easy-to-understand packages that provide very broad coverage at low premiums, helping eliminate the risk of gaps in your insurance coverage.

Bragging Rights

Named one of the “Best Places to Work in Atlantic Canada” from 2013-2016.

Newfoundland & Labrador’s Most Trusted Insurance Broker

Finding the right insurance can be a complicated purchase and it definitely requires more than 15 minutes of your time.  As Newfoundland & Labrador’s largest independent insurance brokerage, we can help. Before you rush to get a quote, ask yourself these four things:
  • Is this policy tailored to me?
  • Do I understand all the fine print?
  • Is there anything I missed?
  • Did I get the best price?
As an independent insurance broker, we work for you, not the insurance company – giving you the power of choice. Put our experience and expertise to work for you as your personal advisor.

We represent many different insurance companies

As Newfoundland & Labrador's largest independent insurance brokerage, we represent many different insurance companies which offer a wide variety of coverage options and price points. With our connections and knowledge of the market, we can often find a better value for your insurance dollar than you might find searching on your own. We do the shopping, you do the saving. In the end you get the right blend of price, coverage and service.

We are licensed insurance advisors

Our licensed insurance advisors know insurance and can explain the complexities of insurance in simple terms, helping you make smart decisions. Above all, they make a career out of assessing each client’s unique insurance needs and matching them with the insurance company best equipped to meet those needs at a price that fits the budget.

We serve as your personal risk advisor and advocate

Our insurance brokers become your personal advisor and advocate, taking the time to listen to you and understand your individual needs. They know it’s not just about finding a price you can afford and that it’s also about making certain you are appropriately covered so that you don’t end up insurance-poor if you do suffer a loss. And, if you have a billing or claim concern, or need to change your coverage, they will serve as your advocate, working with the insurance company on your behalf.

We offer one-stop shopping

As an independent insurance brokerage, we can meet all of your insurance needs with the companies we represent, providing personal, business and employee benefits solutions under one roof. The best insurance for one person may not be the best for another – because everyone’s situation is different. We are committed to help you find the BEST insurance for YOU.

We are by your side for the long haul

When you sign your insurance documents it's just the beginning of your relationship with Wedgwood Insurance. Our team will periodically review your coverage to ensure you have the right protection in every phase of your life or business. We're there to help you through all the changes in your life, whether you’re buying your first home, starting a business, getting married, renovating your home or adding a new driver to your auto policy.

Check out our blog for the latest insurance news, insights and trends.