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About Wedgwood Insurance

A trusted independent insurance broker in Newfoundland and Labrador

 

Your family, your business, and everything you’ve worked hard to build deserve the right protection. At Wedgwood Insurance, we help individuals and businesses across Newfoundland and Labrador understand their risks and choose insurance coverage with confidence.

Founded in 1978, Wedgwood Insurance is one of the largest independently owned insurance brokers in Newfoundland and Atlantic Canada. For decades, we’ve worked with families, entrepreneurs, and business owners throughout the province, providing advice that’s practical, personal, and rooted in local experience.

As an independent brokerage, we work for you, not the insurance companies. That means access to a broad range of coverage options and the ability to tailor solutions that fit your needs today and adapt as your life or business evolves.

Full-service personal and commercial insurance solutions

Wedgwood Insurance is a full-service brokerage offering both Personal Insurance and Commercial Insurance solutions. Our team has deep expertise across many lines of coverage, including home, auto, business insurance, cyber insurance, professional liability, directors and officers liability, and employment practices liability.

We understand the unique risks of living and doing business in Newfoundland and Labrador, and we bring that local insight to every conversation.

Experienced people. Trusted advice.

Insurance is only as good as the people behind it. Our team is made up of experienced, highly trained insurance professionals who are committed to ongoing education and professional development. This ensures the advice we provide is informed, current, and always in your best interest.

That commitment to our people and our culture earned Wedgwood Insurance recognition as one of the Best Places to Work in Atlantic Canada in 2023—something we’re incredibly proud of.

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Supporting you through life’s changes

Life doesn’t stand still, and neither do your insurance needs. Whether you’re moving from renting to homeownership, starting or growing a business, getting married, renovating your home, or adding a new driver to your auto policy, we’re here to help you navigate those changes with confidence.

No matter where you are in life or business, you’ll have a team that’s ready to support you.

Personal Insurance

At Wedgwood Insurance, our philosophy is simple: it’s all about you.

Your home, vehicles, and personal belongings are central to your daily life. We take the time to understand what matters most to you and build a personal insurance plan that protects it properly. From home and auto insurance to valuable items and umbrella coverage, every policy is tailored to your needs—not treated as one-size-fits-all.

Every personal insurance client is assigned a dedicated Personal Account Manager who serves as your ongoing point of contact. They’ll help you understand your coverage, keep your policy up to date, and make sure you’re properly protected as your life changes.

We’re not a call centre hundreds of miles away. We’re part of your community, with offices in St. John’s and Corner Brook, and team members located in communities throughout Newfoundland and Labrador.

Commercial Insurance

Our commercial insurance team works with businesses of all sizes—from sole proprietors and small enterprises to larger, more complex organizations.

Business insurance is never one-size-fits-all. Every operation has its own risks, responsibilities, and priorities. That’s why our advisors take a consultative approach, helping business owners identify their exposures and build insurance solutions that reflect how their business actually operates.

With access to more than 40 insurers and managing general agents, we can source coverage for a wide range of industries and risks. Our team designs insurance programs for:

For small businesses, we also offer packaged solutions from leading Canadian insurers that combine property, liability, and other essential coverages. These packages provide broad protection, competitive pricing, and help reduce the risk of coverage gaps.

Ready to Help

Whether you’re protecting what matters at home or managing risk in your business, Wedgwood Insurance is here to help—with advice you can trust and people who understand where you live and work.

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