As with auto insurance, recreational vehicle insurance policies are made up of several components, some of which are legally required while others are optional, but a smart buy.
The absolute minimum coverage you’ll need when it comes to insurance is liability insurance, which covers costs you have to pay to other people after an accident that’s your fault–including their medical bills and repairing or replacing their property. Your provincial laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit.
Collision coverage will pay out to repair or replace your vehicle after a crash, even if it’s deemed your fault. Meanwhile, comprehensive coverage adds in coverage for your bike being stolen, vandalized or damaged by fire.
We are happy to talk with you regarding the details of these coverages along with optional specialized coverage that is available. Contact us and we will lead the way.