Personal insurance in St. John’s, Corner Brook and throughout Newfoundland.

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality personal insurance coverage that works for your needs, as well as your budget.

Darlene Haley, VP Personal Lines

At Wedgwood, our culture supports education, professionalism and a meaningful client experience. Our educated team will go out of their way to ensure your experience is one of the best in the business and our goal is to make you feel like family. It is no wonder we regularly receive positive feedback from people just like you.  Words like friendly, professional, happy, great are routinely found in our customer feedback.  Keep them coming, as I love to read your feedback and share them with our entire team.

I will be the first to agree that Insurance is complicated. Take comfort in knowing that our priority is to get to know you and your exposures to ensure that you and your family have the correct coverage and limits. All too often, we identify gaps in coverage that could potentially cost you a lot with respect to your time and your hard-earned money. That’s why we work with you to build a plan that works for you! 

In today’s busy world, we have recognized that having information readily available is very important. That is why we have added technology like our Client Portal and App to assist you outside of our regular business hours. We want to help!  While we are technology driven and offer some valuable information, we also understand the value of a phone call or a face to face meeting, so please reach out.

If you’re new to Wedgwood we look forward to working with you. If you are an existing client, we cannot wait for our next opportunity to chat.

Our personal insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to home insurance, we’re in the business of helping people protect what they value and have worked so hard to build.

Home Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

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Auto Insurance

Your automobile can be a fairly costly investment – one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

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Renters / Tenants Insurance

Whether you’re living in a rented jellybean rowhouse, basement apartment, or home, you need to protect yourself and your belongings from the unexpected.

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Condo Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand your bylaws and have the protection you need.

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Motorcycle, ATV & Snowmobile Insurance

Whether you’re on the road chasing the sunset, riding the trails or cruising the backwoods you need insurance that works hard to protect your adventurous spirit. We’ll help you hit the road with smart, customized coverage – no matter what journeys you find yourself on.

RV Insurance

Whether it’s a fifth-wheeler, travel trailer, or an RV, and whether or not you drive or tow it, Wedgwood’s RV Insurance can protect your home away from home from top to bottom.

Boat & Watercraft Insurance

Whether you own a powerboat, sailboat or a paddle boat, you want to enjoy your time on the water without worry. We’ll help you leave your worries on dry land and fully enjoy your time on the water.

Classic Car Insurance

Your prized collector car represents real commitment of your time and resources. We’ll help you protect your investment through specialized insurance coverage designed for classic car lovers like you.

Rental Property Insurance

Don’t be fooled, just because your tenant has renters insurance doesn’t mean that you—the owner—are protected. Rental property insurance is specially designed to cover the risks faced when you rent your property to others.

Flood Insurance / Overland Water Protection

Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters – even if you’re not in a flood zone.

Mobile Home Insurance

Did you know that mobile homes are often at more risk than a typical home or apartment? Mobile home insurance is the best way to protect your home and possessions from these risks.

Valuable Possessions Insurance

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.

Excess Liability / Umbrella Insurance

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

High Net Worth Insurance

People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks—from home insurance to travel insurance and much more.

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Secondary Home Insurance

Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage specially designed for the unique exposures involved.

Travel, Medical and Life Insurance

Travel, Medical & Life Insurance are not part of our traditional offerings however we do have a dedicated in-house resource who can help.

Child Life Insurance

No one wants to consider the unthinkable, so talking about child life insurance can be difficult. But, there are advantages to this type of coverage that you might not be aware of. We’ll talk you through the basics of a child life insurance policy to help you decide if it’s right for your family. Interested in learning more? Call 709.753.3210 x 328 or drop us a line.

Long-Term Care/Disability Insurance

Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months – even years. We’ll make sure you have financial support to manage your disability and your household. Interested in learning more? Call 709.753.3210 x 328 or drop us a line.

Individual Life Insurance

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does. Interested in learning more? Call 709.753.3210 x 328 or drop us a line.

Travel Insurance

Traveling is exciting, but there are risks associated with every trip. Investing in a travel insurance policy can help put your mind at ease so you can relax and enjoy the journey. Interested in learning more? Call 709.753.3210 x 328 or drop us a line.

Individual Health Insurance

For those who don’t have employer-sponsored health plans, an individual health insurance policy is a necessity. We’ll help you sort out the confusion of co-pays, coinsurance and other considerations and create a policy that fits your life. Interested in learning more? Call 709.753.3210 x 328 or drop us a line.