PERSONAL INSURANCE

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With our personal insurance options, we help cover your life better.

Life happens fast, and the truth is there’s nothing as valuable as peace of mind. Our goal is to protect you from the unexpected through top quality personal insurance coverage that works for your needs, as well as your budget.

Home and Auto Insurance (Bundled)

Bundling home and auto insurance is the practice of combining these two coverages with the same company. Many companies offer a discount when you buy multiple policies and the paperwork can sometimes be easier this way.

Home Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

Auto Insurance

Your automobile can be a fairly costly investment – one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

Renters / Tenants Insurance

Whether you’re living in a rented jellybean rowhouse, basement apartment, or home, you need to protect yourself and your belongings from the unexpected.

Motorcycle, ATV & Snowmobile Insurance

Whether you’re on the road chasing the sunset, riding the trails or cruising the backwoods you need insurance that works hard to protect your adventurous spirit. We’ll help you hit the road with smart, customized coverage – no matter what journeys you find yourself on.

Condo Insurance

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand your bylaws and have the protection you need.

RV Insurance

Whether it’s a fifth-wheeler, travel trailer, or an RV, and whether or not you drive or tow it, Wedgwood’s RV Insurance can protect your home away from home from top to bottom.

Boat & Watercraft Insurance

Whether you own a powerboat, sailboat or a paddle boat, you want to enjoy your time on the water without worry. We’ll help you leave your worries on dry land and fully enjoy your time on the water.

Classic Car Insurance

Your prized collector car represents real commitment of your time and resources. We’ll help you protect your investment through specialized insurance coverage designed for classic car lovers like you.

Rental Property Insurance

Don’t be fooled, just because your tenant has renters insurance doesn’t mean that you—the owner—are protected. Rental property insurance is specially designed to cover the risks faced when you rent your property to others.

Flood Insurance / Overland Water Protection

Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters – even if you’re not in a flood zone.

Mobile Home Insurance

Did you know that mobile homes are often at more risk than a typical home or apartment? Mobile home insurance is the best way to protect your home and possessions from these risks.

Valuable Possessions Insurance

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.

Excess Liability / Umbrella Insurance

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

High Net Worth Insurance

People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks—from home insurance to travel insurance and much more.

Cabin & Secondary Home Insurance

Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage specially designed for the unique exposures involved.

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Wedgwood Insurance offers comprehensive personal insurance in St. John’s, Corner Brook, and throughout Newfoundland. Stay connected with us on Twitter and  LinkedIn.

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