Auto dealer insurance in St. John’s, Corner Brook and throughout Newfoundland.

The risks associated with being an auto dealer are diverse, no matter what you sell. From workers’ compensation to coverage for customers’ vehicles, we’ll help you navigate the complexities and design a policy that keeps your business running smoothly.

Whether you sell vehicles or equipment, are a franchise or independent, or specialize in used or new products, as an auto dealer, you need an insurance policy that fits your specific needs. It’s all too easy to overlook some of the risks for which you need protection.

You don’t just need to think about insurance for your premises and stock. You also need to explore whether you face any risks of lawsuits if people suffer injuries or damage from using the equipment or vehicles you sell. If you’re dealing in new goods, you may need to protect yourself against the risks of having to recall a particular model.

For example, if visitors leave their own vehicle on your premises while taking a prospective new vehicle for a test drive or while negotiating a trade-in, you may be legally required to have garagekeepers coverage. This protects against damage to the visitor’s car, including theft or vandalism.

Don’t forget to make sure your insurance covers more general business elements such as personal liability for visitors to your premises, workers’ compensation for staff and coverage against discrimination claims and other human resources risks.

To find out more about auto dealer insurance, contact us today.

Let’s discuss your auto dealer insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate auto dealer insurance solution. There’s no obligation, just good-old-fashioned advice.
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Wedgwood Insurance offers comprehensive auto dealer insurance in St. John’s, Corner Brook and throughout Newfoundland.