When Gail came home to her house one afternoon last winter, the door was wide open. The house was a mess and she tore into the bedroom, expecting the worst. Her jewelry box was gone, and with it, a collection of jewelry she'd spent decades acquiring. But each rain cloud comes with its own (sparkling) silver lining...

 Keith was on his way home, driving past a nearby pond when he saw his dog, Reilly. Reilly had  fallen through the ice, and was frantically trying to haul itself  back up to safety. Everytime the dog seemed to be getting somewhere another piece of ice would break beneath him. Keith pulled over and stepping as close as he dared, he called to Reilly.  

He could tell the dog was in trouble but was concerned that the ice would break underneath him too. Fortunately, Reilly propelled himself, soaking wet, out of the icy water and went running into the opened car door. Keith and Reilly drove home together to warm up, dry off - and then repair a dog size hole in the fence where Reilly escaped...

Lindsay swore to her mother: "the guy came out of nowhere"

Sue had a hard time believing her at first; Lindsay was always in a rush, but that night on the way home from the gym; heavy snow meant slick roads.

The driver who hit her was dazed - and uninsured. Everyone was okay, but Sue's car was a mess. Luckily it was insured by her insurance - not his. She was covered and the car was repaired, and the uninsured driver, well, he's got thousands of dollars in fines, will likely lose his license and now faces a lawsuit for the damage he did to her car.

Personal Lines Account Manager Nicole Pollard knows the unexpected - the fact, no two days at Wedgwood are the same, which is her favorite part of the job. She also knows bad weather isn't the only hazard on the road. 

There's nothing quite as cozy as gathering around a warm fire in the cold winter months. But as the Walsh family discovered, flames from a wood burning stove can fly into the danger zone in the blink of an eye... 

By the time Mrs. Jones pipes burst, it was too late. The family photo albums were spared, but as the boxes of Christmas decorations and treasured childhood toys floated around the basement, the famous last words of her sister-in-law rang in her ears; “Leave a stream of cold water running. It’ll keep the pipes from freezing.” That, and “The meatloaf could’ve used more salt,” ... but that’s another issue entirely...

As the days get shorter and the temperature starts to drop, people often forget that there is still a month left until the end of Hurricane Season. Here in Newfoundland, we have become so sheltered from natural disasters like tornadoes and earthquakes that have been happening around the world. However, hurricanes are a different story, and Mother Nature hasn’t been shy showing its wraith in recent years. Needless to say, Hurricanes are among the most destructive phenomena of nature and their appearance is not to be taken lightly.

How Wedgwood was targeted and how our processes prevented a $35,000 scam…. Anyone who thinks Cyber Risk is only for large companies is mistaken. While complex cyber attacks on large corporations get all the news, it’s the smaller, well organized scams targeting small and medium size businesses that are doing the damage. It’s going on every day, businesses are being scammed, and nobody is talking about it. On December 12th, 2014 a very authentic looking email was received at our office, that appeared to be an internal email, requesting our administration department to wire transfer $35,000. A word document was attached with instructions. The tone of the email was very authentic. Note that the domain on the “From email’ has been changed to .co from .com. - everywhere else in the message, the wedgwoodinsurance.com domain remains unchanged. Unless you read the email VERY carefully, it would be very easy for this to go unnoticed. Wedgwood has a verification policy before any wi ...

We asked you to take our Rules of the Road quiz, the latest in our ongoing series of Show us Your Risk contests and activities, and we have announced a real winner!

"Cletus McGillicuddy, from the Nor'East Avalon, was the lowest scorer of what in our opinion was a pretty simple Rules of the Road quiz," says Tom Hickey, president of Wedgwood Insurance. "We had a great response to the quiz and while we didn't intend to announce a winner, we couldn't believe it when Mr. McGillicuddy scored less than one per cent."

Is your Property Vacant? Is it adequately protected? Do you know how your insurance policy will respond?

 

Property ownership is a big investment of time and money. For that reason, it is important to ensure your property is protected from all potential losses.

We're seeing more and more homes being built today with the homeowner acting as the General Contractor. This is happening for a number of reasons. The primary reason is to save money. Many Contractors add significant amounts of mark up on labor and materials and this can get very pricey for new home buyers, but contractors bring expertise to your job.