From the Blog

Fish and chips served at a Newfoundland restaurant, with fries, tartar sauce, and a lemon wedge on newspaper-print paper

How Much Does Restaurant Insurance Cost in Newfoundland? (2026 Guide)

Short answer: Most independent restaurants in Newfoundland and Labrador pay between $2,500 and $8,000 a year for a commercial insurance…

Jamie RossAugust 24, 2026

Credit card being hooked by a phishing fishhook on a laptop keyboard, symbolizing credit card fraud

Commercial Insurance

Phone Order Credit Card Fraud: A Warning for NL Businesses

If you run a retail or wholesale business in Newfoundland and Labrador and you take orders over the phone, there's…

Jamie RossAugust 17, 2026

Seasonal home on the Newfoundland coast, a common style for vacation property buyers insuring a getaway.

Home Insurance

Seasonal Property Insurance in Newfoundland: A Buyer’s Guide

So, you fell in love with Newfoundland and Labrador? Hard to blame you. There's a pattern we're seeing more and…

Jamie RossAugust 13, 2026

A white motorhome towing a covered motorboat on a trailer along a tree-lined divided highway.

Personal Insurance

Comprehensive Guide to Boat and RV Insurance in Newfoundland

Our season here in NL is short, and we make the most of it. The boat goes in the water…

Jamie RossAugust 10, 2026

Cyber Awareness

What Is ClickLock Mac Malware? What Businesses Need to Know

If you or your team use Macs, there's a new threat worth knowing about. It's called ClickLock, and according to…

Jamie RossJuly 22, 2026

Tom Hickey, CEO of Wedgwood Insurance, with a pull quote from the Ready at the Edge blog post: 'When a sector this size grows here, it doesn't stay contained to the companies doing the contracting. A stronger NL economy is good for every business here.'

Commercial Insurance

Why Wedgwood Is Standing Behind Ready at the Edge

Canada is making a generational investment in defence. That's not an exaggeration; it's just where things are headed. And Newfoundland…

Tom HickeyJuly 15, 2026

Industrial air movers drying out a flooded basement floor after groundwater flooding damage

Home Insurance

Does Home Insurance Cover Groundwater Flooding? What NL Homeowners Should Know

When 118 millimetres of rain fell on Ottawa on Canada Day, more than 5,000 homes had flooded basements. In the…

Jamie RossJuly 14, 2026

Commercial Insurance

What Commercial Insurance Do Small Businesses Need in Newfoundland?

Running a small business in Newfoundland and Labrador takes grit. Whether you're operating a café on Water Street, a contracting…

Jamie RossJuly 6, 2026

Commercial Insurance

Professional Liability Insurance in Newfoundland

If you run a business in Newfoundland and Labrador, chances are you've heard the term "professional liability insurance" at some…

Jamie RossJune 18, 2026

A rider in full gear on a black ATV on a rocky trail, representing ATV insurance coverage in Newfoundland.

Personal Insurance

ATV Insurance in Newfoundland: What You Need to Know

Newfoundland offers some of the best ATV terrain in the country, with thousands of kilometres of trails, wide-open Crown land,…

Jamie RossJune 10, 2026

How Much Does Restaurant Insurance Cost in Newfoundland? (2026 Guide)

Phone Order Credit Card Fraud: A Warning for NL Businesses

Seasonal Property Insurance in Newfoundland: A Buyer’s Guide

Comprehensive Guide to Boat and RV Insurance in Newfoundland

What Is ClickLock Mac Malware? What Businesses Need to Know

Why Wedgwood Is Standing Behind Ready at the Edge

Does Home Insurance Cover Groundwater Flooding? What NL Homeowners Should Know

What Commercial Insurance Do Small Businesses Need in Newfoundland?

Professional Liability Insurance in Newfoundland

ATV Insurance in Newfoundland: What You Need to Know

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