From the Blog

Shadow Data Risks in Cybersecurity, What Businesses Need to Know

According to Statista, global data storage is expected to exceed 600 zettabytes in 2030. One zettabyte equals a billion terabytes.…

Jamie RossFebruary 4, 2026

Tradesperson inspecting insulated piping in a mechanical room, highlighting common insurance gaps for service and contracting businesses.

Commercial Insurance

Common Insurance Gaps for Trades and Service Businesses

Running a trades or service business means juggling tools, teams, clients, and deadlines. Insurance should protect you from unexpected costs,…

Jamie RossJanuary 28, 2026

Ice storm damage on a residential street with tree branches down and vehicles parked along the road

Personal Insurance

Insurance Coverage for Freezing Rain and Ice Storm Damage: What to Know

Freezing rain is one of those weather events that doesn’t look that scary at first, until your driveway turns into…

Jamie RossJanuary 19, 2026

Difference between general liability and professional liability insurance explained for business owners reviewing documents at a desk

Commercial Insurance

What Is the Difference Between General Liability and Professional Liability Insurance?

If you run a business, you’ve probably heard the terms general liability insurance and professional liability insurance (also called errors…

Jamie RossJanuary 14, 2026

Worker securing a safety harness before starting work on a job site, highlighting the importance of personal protective equipment in a safety-first work culture.

Commercial Insurance

How to Build a Safety-First Culture on Every Job Site

A strong safety-first culture on job sites doesn’t happen by accident. It’s built day by day, conversation by conversation, and…

Jamie RossJanuary 7, 2026

First time home buyers moving into their new home in Newfoundland and Labrador, preparing to protect their property with home insurance

Personal Insurance

Guide to Buying Home Insurance for First-Time Home Buyers in Newfoundland and Labrador

Buying your first home is a big deal. Exciting, stressful, and a little overwhelming all at once. And then home…

Jamie RossJanuary 2, 2026

Electrical contractor wearing safety gear on a job site, highlighting common insurance gaps like tools in transit, subcontractor liability, and completed operations coverage.

Commercial Insurance

7 Most Overlooked Insurance Gaps for Electrical Contractors

Electrical contractors face risks every day that go well beyond exposed wires and tight timelines. And yet, many policies are…

Jamie RossDecember 16, 2025

A person slipping on an icy sidewalk during winter, illustrating the risk of slip and fall liability claims for Newfoundland homeowners.

Claims Personal Insurance

5 Most Common Winter Home Insurance Claims in Newfoundland and How to Avoid Them

Winter in Newfoundland brings a unique mix of heavy snow, long cold snaps, and wild windstorms that test even the…

Jamie RossDecember 11, 2025

A car partially off a snowy road surrounded by wintery forest conditions, illustrating the hazards of winter driving in Newfoundland and the importance of preparing for storms and knowing what to do after an accident.

Auto Insurance Personal Insurance Safety Tips

Winter Driving in Newfoundland, How to Stay Safe and What to Do After an Accident

Winter arrives fast in Newfoundland, and it never waits for anyone to be ready. The on-street parking ban kicked in…

Jamie RossDecember 2, 2025

A vintage style sign hanging in a shop window that reads Sorry we’re closed, illustrating how unexpected closures can disrupt business operations.

Commercial Insurance

What Is Business Interruption Insurance? A Complete Guide

When an unexpected event forces your business to slow down or temporarily close, the financial hit can be tough to…

Jamie RossNovember 26, 2025

Shadow Data Risks in Cybersecurity, What Businesses Need to Know

Common Insurance Gaps for Trades and Service Businesses

Insurance Coverage for Freezing Rain and Ice Storm Damage: What to Know

What Is the Difference Between General Liability and Professional Liability Insurance?

How to Build a Safety-First Culture on Every Job Site

Guide to Buying Home Insurance for First-Time Home Buyers in Newfoundland and Labrador

7 Most Overlooked Insurance Gaps for Electrical Contractors

5 Most Common Winter Home Insurance Claims in Newfoundland and How to Avoid Them

Winter Driving in Newfoundland, How to Stay Safe and What to Do After an Accident

What Is Business Interruption Insurance? A Complete Guide

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