Experts warn that record-breaking ocean temperatures and shifting weather patterns are setting the stage for an unusually busy hurricane season on the East Coast. At Wedgwood, we want to ensure you have the knowledge and tools to protect your home and property during this critical time.
Understanding the Forecast
The US National Oceanic and Atmospheric Administration (NOAA) predicts between 17 and 25 named storms, with eight to 13 potentially reaching hurricane status and four to seven becoming major hurricanes. This is the highest pre-season forecast ever issued by NOAA, covering the period from June 1 to November 30. In 2023, North America experienced an exceptionally active hurricane season. The Atlantic basin saw 20 named storms, the fourth most active season since records began in 1950. Out of these, seven storms reached hurricane status, and three intensified into major hurricanes (Category 3 or higher)
Bob Robichaud, a warning preparedness meteorologist with the Canadian Hurricane Centre, emphasized the unprecedented ocean heat fueling these predictions. The exact impact on regions like Atlantic Canada remains uncertain, but 35% of Atlantic Basin storms affect this area historically.
Past Seasons Highlight the Need for Preparedness
The last two hurricane seasons have shown these storms’ variability and potential devastation. In 2022, Hurricane Fiona landed in Nova Scotia, resulting in significant damages and widespread power outages. Conversely, Hurricane Lee, while less destructive, still caused power outages last year.
Rising ocean temperatures and climate change are contributing to more intense hurricanes. Warm water acts as hurricane fuel, producing stronger storms and accelerating their intensification. This year’s transition from El Niño to La Niña conditions could further amplify storm activity.
Essential Tips to Protect Your Home and Property
- Secure Outdoor Items: Bring in outdoor furniture, decorations, and anything else that could become a projectile in high winds.
- Reinforce Windows and Doors: Install storm shutters or use plywood to protect windows. Ensure doors are securely fastened, and consider installing storm doors.
- Check Your Roof: Inspect your roof for loose shingles or tiles and repair them. Consider installing hurricane straps to help secure your roof to the structure of your house.
- Trim Trees and Shrubs: Remove dead or weak branches that could cause damage during high winds.
- Prepare an Emergency Kit: Include essentials like water, non-perishable food, medications, flashlights, batteries, and important documents.
- Backup Power Supply: Ensure you have a backup generator and know how to use it safely. Never use a generator indoors or in enclosed spaces.
- Flood Protection: Elevate appliances and utilities, install sump pumps with battery backups, and consider flood barriers for areas prone to flooding.
- Review Your Insurance Policy: Confirm your coverage details, particularly for flood and storm surge damage. Many standard policies do not cover these, so additional coverage might be necessary.
Insurance Considerations
Insurance coverage for storm surge damage remains limited. After Hurricane Fiona, many homeowners discovered their policies did not cover flood damage from storm surges. The federal government is developing a National Flood Insurance Program to provide affordable insurance for high-risk areas, which is expected to be implemented by 2025.
Summary
As hurricane season approaches, taking these proactive steps can significantly reduce the risk of damage to your home and property. We are committed to helping you stay prepared and protected at Wedgwood Insurance. For more information on hurricane preparedness and insurance coverage, contact us today.
About Wedgwood Insurance
Wedgwood Insurance has offices in St. John’s & Corner Brook and is Newfoundland & Labrador’s largest independent insurance broker. We provide straightforward home, auto & business insurance advice.
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