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Preparing for Hurricane Larry

By September 7, 2021September 28th, 2021Personal Insurance
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Hurricane Larry is expected to hit Newfoundland on Friday evening or early Saturday morning, according to forecasts.

The Canadian Hurricane Centre in Halifax has released a tropical cyclone statement, stating that some meteorological forecasts predict the storm will stay offshore while others indicate it may move across the peninsula, including St. John’s.

As a trough of low pressure approaches Atlantic Canada from the west, forecasters believe the storm might shift to a post-tropical cyclone, re-intensifying the storm — although that scenario is unlikely.

On Thursday, large ocean waves whipped up by the hurricane will hit the Atlantic coasts of Nova Scotia and southern Newfoundland. As a result, the marine region of the Grand Banks should expect severe gusts and large waves later this week.

Hurricanes don’t only affect people living along the coast. They can cause damage inshore as well. Learn how to be prepared.

How to Prepare for Hurricane Larry or a Post Tropical Storm

 

Download the Be Ready! Hurricane Infographic

Before a Hurricane

To prepare for a hurricane, take the following measures:

  • Build an emergency kit and make a family communications plan.
  • Learn the elevation level of your property and whether the land is flood-prone. This will help you know how your property will be affected when a storm surge or tidal flooding is forecasted.
  • Identify levees and dams in your area and determine whether they pose a hazard to you.
  • Learn community hurricane evacuation routes and how to find higher ground. Determine where you would go and how you would get there if you needed to evacuate.
  • Make plans to secure your property.
  • Cover all of your home’s windows. Permanent storm shutters offer the best protection for windows. A second option is to board up windows with marine plywood, cut to fit and ready to install. Tape does not prevent windows from breaking.
  • Install straps or additional clips to securely fasten your roof to the frame structure. This will reduce roof damage.
  • Be sure trees and shrubs around your home are well-trimmed so they are more wind resistant.
  • Clear loose and clogged rain gutters and downspouts.
  • Reinforce your garage doors. If wind enters a garage, it can cause dangerous and expensive structural damage.
  • Bring in all outdoor furniture, decorations, garbage cans and anything else that is not tied down.
  • Determine how and where to secure your boat.
  • Install a generator for emergencies.
  • If in a high-rise building, be prepared to take shelter on or below the 10th floor.
  • Examine your home insurance or renters insurance policy to learn the details of how you will be covered (and what is excluded) in the event of a flood.

During a Hurricane

If a hurricane is likely in your area, you should:

  • Listen to the radio or TV for information.
  • Secure your home, close storm shutters, and secure outdoor objects or bring them indoors.
  • Turn off utilities if instructed to do so. Otherwise, turn the refrigerator thermostat to its coldest setting and keep its doors closed.
  • Turn off propane tanks.
  • Avoid using the phone, except for serious emergencies.
  • Moor your boat if time permits.
  • Keep a supply of water for sanitary purposes, such as cleaning and flushing toilets. Fill the bathtub and other larger containers with water.
  • Find out how to keep food safe during and after an emergency.

You should evacuate under the following conditions:

  • If you are directed by local authorities to do so. Be sure to follow their instructions.
  • If you live in a mobile home or temporary structure. These shelters are particularly hazardous during hurricanes, no matter how well-fastened to the ground.
  • If you live in a high-rise building. Hurricane winds are stronger at higher elevations.
  • If you live on the coast, on a floodplain, near a river or on an island waterway.

If you are unable to evacuate, go to your wind-safe room. If you do not have one, follow these guidelines:

  • Stay indoors during the hurricane and away from windows and glass doors.
  • Close all interior doors, and secure and brace external doors.
  • Keep curtains and blinds closed. Do not be fooled if there is a lull; it could be the eye of the storm and winds will pick up again.
  • Take refuge in a small interior room, closet or hallway on the lowest level.
  • Lie on the floor under a table or another sturdy object.
  • Avoid elevators.

After a Hurricane

  • Continue listening to the radio or the local news for the latest updates.
  • Stay alert for extended rainfall and subsequent flooding even after the hurricane or tropical storm has ended.
  • If you have become separated from your family, use your family communications plan.
  • If you evacuated, return home only when officials say it is safe.
  • Drive only if necessary and avoid flooded roads and washed¬out bridges. Stay off the streets. If you must go out, watch for fallen objects including downed electrical wires, weakened walls, bridges, roads, and sidewalks.
  • Keep away from loose or dangling power lines and report them immediately to the power company.
  • Walk carefully around the outside of your home and check for loose power lines, gas leaks, and structural damage before entering.
  • Stay out of any building if you smell gas, and if floodwaters remain around the building or your home was damaged by fire and the authorities have not declared it safe.
  • Inspect your home for damage. Take pictures of the damage, both of the building and its contents, for insurance purposes. If you have any doubts about safety, have your residence inspected by a qualified building inspector or structural engineer before entering.
  • Use battery-powered flashlights in the dark. Do NOT use candles. Keep in mind that the flashlight should be turned on outside before entering, as the battery may produce a spark that could ignite leaking gas if present.
  • Avoid drinking or preparing food with tap water until you are sure it’s not contaminated.
  • Check refrigerated food for spoilage. If in doubt, throw it out.
  • Wear protective clothing and be cautious when cleaning up to avoid injury.
  • Use the telephone only for emergency calls.
  • NEVER use a generator inside homes, garages, crawlspaces, sheds or similar areas, even when using fans or opening doors and windows for ventilation. Deadly levels of carbon monoxide can quickly build up in these areas and can linger for hours, even after the generator has shut off.

Expert Advice for your Home & Auto Insurance

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