Skip to main content

St. John's Home Insurance

Looking for home insurance in St. John's, NL? You've come to the right place!

Protect Your Home in St. John’s

Bundle Your Home & Auto Insurance

What Our Clients Are Saying

Read More

FAQs

Does home insurance in St. John’s cover flooding?

Home insurance typically covers your property, personal belongings, liability protection, and additional living expenses if your home is uninhabitable due to a covered event. Flood coverage may require additional endorsements. We can help explain your options and protect your home.

What’s the benefit of working with a local broker in St. John’s?

Local brokers understand regional risks and can offer personalized advice and coverage tailored to St. John’s residents.

At Wedgwood, we’re deeply rooted in the community, which means we’re not just your brokers—we’re your neighbours. We’re accessible and committed to providing timely support, whether it’s helping you navigate policy updates or guiding you through the claims process. Additionally, our familiarity with trusted local contractors and repair services helps expedite claims, making the experience smoother and less stressful. By partnering with Wedgwood Insurance, you gain peace of mind knowing your coverage is tailored to your environment and supported by a dedicated team that truly cares about your well-being.

How can I lower my home insurance premiums in St. John’s?

Installing safety measures, maintaining a good claims history, and bundling your insurance policies can help reduce premiums.

Getting a quote is easy. Fill out our online form or call us at , and one of our friendly agents will assist you with a personalized quote for your home insurance in St. John’s.

Wedgwood Insights

Two individuals dressed in winter clothing holding tools, used to illustrate the importance of securing your home before leaving for vacation.

Vacation Safety Checklist: How to Protect Your Home While You’re Away

| Home Insurance | No Comments
Vacation should be relaxing, not filled with concerns about home. Preparing ahead helps safeguard your house, belongings, and peace of…
Person wearing yellow rubber boots standing in a flooded basement with water covering the floor, surrounded by furniture. Represents basement water damage and the need for prevention measures.

Basement Water Damage Prevention: How to Protect Your Home

| Home Insurance | No Comments
Basement water damage is one of the most common home insurance claims in Canada. A recent survey by Léger, conducted…
Smiling family of four outdoors in a park, with parents carrying their young children on their backs. Represents New Canadians in Newfoundland settling into their new home.

Insurance for New Canadians in Newfoundland

| Auto Insurance, Home Insurance, Personal Insurance | No Comments
Moving to a new country comes with many challenges, and a critical consideration for new Canadians is understanding how insurance…

Areas We Serve

We can help build a tailored package with affordable auto insurance rates to cover damage to your vehicle, provide roadside assistance, rental vehicle coverage, accident forgiveness and many other optional coverages.