Boat & Watercraft insurance in St. John’s, Corner Brook and throughout Newfoundland.

A day on the water can’t be beat. As an independent insurance broker, we take the headache out of insurance shopping to give you a boat policy designed for your life. Plus, we’ll be able to customize a policy for everything, from Sea-Doos to fishing boats, and get the right coverage for your boating lifestyle.

There’s more to insuring your yacht than you might realize, but a good insurer can help find the policy that’s right for you. Take the coverage that protects the boat itself against damage, theft, fire and other risks. You can pay a higher premium and have a guaranteed payout amount if you make a claim, or pay a lower premium for a cash value policy where the payout amount is based on the market price when you make the claim.

Liability is also a key part of watercraft insurance. Make sure you’re covered against damage to other people’s boats in a collision, along with injury and personal property damage to passengers on your boat and other people’s watercraft. Also, be sure that your policy covers any clean-up costs you might have to pay according to current laws and regulations.

Make sure to ask about features that may be optional extras, such as towing costs if your boat or watercraft breaks down on a trip, coverage against collisions caused by uninsured boaters or costs if you need to move your boat because of a hurricane warning.

To make sure you get the right boat & watercraft insurance, contact us today for more details.

Let’s discuss your boat & watercraft insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate yacht insurance solution. There’s no obligation, just good-old-fashioned advice.
  • This field is for validation purposes and should be left unchanged.
Wedgwood Insurance offers comprehensive boat & watercraft insurance in St. John’s, Corner Brook and throughout Newfoundland.