Having a Child
Congratulations to you and your baby! You're euphoric!
And when you finally get over the rush, a sense of responsibility settles in. A baby is a big responsibility. There's nothing bigger.
When you begin thinking about your insurance needs now that you have a little one, you'll want to consider Homeowners Insurance.
Homeowners Insurance for a Family
Shelter is a basic human need. You have to maintain that shelter for your baby for at least the next 18 to 22 years. That means you need a home through all foreseeable and especially unforeseeable life events.
A good homeowner's policy tailored for you by an insurance professional will help you achieve continuous shelter.
A homeowners Insurance policy will protect:
- Your family belongings
- Your home and other living structures
- Your liability in case someone gets hurt on your property
A homeowners insurance policy will protect you and cover your structure and belongings from damage resulting from perils such as listed below:
- Windstorm or hail
- Fire and lightning
- Vandalism or malicious mischief
- Impact from vehicles and aircraft
- Riot or civil commotion
- Glass breakage
- Water damage
- Personal liability
(Note: These are subject to the exclusions and conditions of the policy.)
Homeowner policies will also pay for reasonable living expenses if your home is deemed uninhabitable. This will continue your shelter if you're struck by a peril.
Wedgwood Insurance Limited will make sure you have all you need to maintain shelter for your family.