Boat or Watercraft Insurance for Newfoundland

There is nothing better than taking a break from the hustle & bustle of everyday life by hitting the open water with family and friends. However, no matter what kind of watercraft you have, theft, accidents, and injuries cannot take breaks like you do and can happen unexpectedly. So don't get thrown overboard by an accident and let Wedgwood Insurance help you get the insurance coverage you need. 

With us, we doing the shopping for you and work alongside of our many trusted insurance partners to give you a boat policy designed for your life. Plus, we'll be able to customize a policy for everything, from Sea-Doos to fishing boats, and get the right coverage for your boating lifestyle. 

Types of Watercrafts You Can Insure Through Wedgwood Insurance

Watercraft Insurance through Wedgwood can protect a wide assortment of boats that go beyond just sailboats, including:

  • Sea-Doos

  • Cruisers/Houseboats

  • Jet Boats

  • Yachts

  • Ski Boats

  • Pontoons

  • Family Runabouts

  • Fishing Boats

Specialized Coverage for Your Boat

Not only do we specialize in boat insurance for a huge assortment of watercrafts, but for different types of boaters as well. Whether you're an avid sailor who sails every week, or if you just take a few fishing trips on the Humber River every summer, we can custom-design a policy that meets your lifestyle, such as:


Your Boat

Dependable coverage that you can rely on. With every policy, we offer collision and comprehensive coverage to help keep your watercraft in tip top shape. If the unexpected happenes, we will help repair or replace your vessel from perils like fire and theft.

Medical Payments & Your Wellbeing

We go beyond just looking after your boat. Medical expenses resulting from a boating accident can be one of the biggest expenses for boaters. Regardless of who is at fault, this coverage will help look after medical payments.



Personal Effects & Equipment

We know how to protect everything that matters. If your boat is ever broken into, you may have trouble replacing the valuables on board. Our coverage goes beyond just protecting the stern of the boat, and will even look after expensive gear, like navigation systems & fishing equipment.

Emergency Towing

Protecting you from the unexpected. If your watercraft ever becomes disabled while on the water, this option will cover towing expenses and other emergency services, up to a certain limit.



…and More!

Why Choose Us?

Just like the North Star, our team and services will help navigate you through your insurance policy. Insurance can be complicated to understand and over whelming at times. That's why we assign an account manager for you, so that you will always have someone to watch your stern when in need. We are proud to offer you personal attention and no matter where you are in Newfoundland, there will always be a friendly face nearby, as we have offices in Corner Brook and St. John's.

Rain or shine, and no matter what time, your watercraft policy will always be accessible. With every policy, you get access to our Online Portal, W24, where you can report a claim or make policy changes, online at any time.

Most importantly, it's all hands on deck here when you have a claim. We have our own Claims Coordinator, who will be your go-to-person and will guide you through the claims process. We strive on providing a hassle-free and a smooth claims experience with insurance.

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