Home Insurance In St. John's & Throughout Newfoundland

Home is where the heart is. It is a place of warmth & coziness, and of course where the Wi-Fi connects automatically. It's where you and your family can escape from the hustle and bustle of the world, but there's only so much you can do to protect it. Take action with Wedgwood Insurance Limited to ensure that every time the front door shuts behind you that your home, family, and belongings are secured against the uncertainties of life.

Why Choose Wedgwood Insurance Limited?

We have one obsession - making sure you and your family have the right protection. Buying insurance is pointless if the coverage is not tailored to your needs. We know you need someone that you can trust to help make the right decisions about your Home Insurance.

There is a good reason why we aren't a call center that is located thousands of miles away - we are proud Newfoundlanders who are your neighbors and part of the community. We have offices in St. John's in the east, Corner Brook in the west, and have dedicated staff in various communities across the island. So we get it. Here are a few other reasons to choose us.

24/7 Client Portal

Service that is simple and innovative. No matter what time it is or where you are, our online portal gives you quick and easy access to your Homeowners Insurance policy. Whether you are filing a claim, making changes, or just getting information on your policy, our online services are always accessible to you!

Local Claims Coordinator

Having a local, dedicated advisor makes all the difference. It's difficult to imagine anything happening to the place you call home. But if the unexpected ever does happen, our own Claims Coordinator will help you every step of the way, to get your life back on track. The coordinator's sole purpose is to be your advocate, and to guide you through the claims process - from the first response to the final resolution.

Devoted Account Manager

What matters most to us, is you! That's why we assign you a Personal Account Manager to protect and take care of what matters most to you. Your Account Manager will help you understand your home policy and make sure you have the right protection. Building trust and providing fast and caring service is our promise to you.

Home Insurance Policy Coverage

Our Homeowners Insurance policy is designed to bring you peace of mind and protection that goes the extra mile. Below are a few of the features that are included in our policy.

Dwelling Protection

Dependable coverage that you can rely on. This coverage protects you from financial loss if your home or external structures, including your shed and deck, are damaged from disasters like fire & smoke, windstorms, or hail.

Personal Property

Protecting you from the unexpected. Our personal property coverage looks after your personal belongings inside your home and on the go. On qualifying policies, this coverage protects your furniture, appliances, and electronics, if they are stolen, damaged or destroyed.


Water Damage

Ensuring you are best protected is our mantra, and we include water damage protection with every insurance quote on qualifying policies.This coverage protects you from damages caused by back-up of water, and sewage from sewers or drains.

Identity Theft Protection

Protection that goes the extra mile. Each year, more and more Newfoundlanders are becoming victims of identity theft. Identity theft coverage is included with every quote. It is an inexpensive way to help protect your credit rating, and help cover the costs associated with restoring your good reputation.


Protect The Place You Call Home Sweet Home

As an independent insurance broker, we work for you. We are 100% Newfoundland owned and operated, which means you get access to the largest insurance companies in Canada, while having someone local guide you through the process of protecting what's important to you.

We are building a new kind of insurance broker here at Wedgwood Insurance Limited. Visit us at our St.John's or Corner Brook offices, or click below to get started on a free Homeowners Insurance quote.