Auto Insurance in St.John's and Throughout Newfoundland

Why Choose Wedgwood Insurance?

At Wedgwood Insurance, our philosophy is simple. It's all about you. We want to make sure you are protected, offer you competitive prices and all with the best client services. We've been right here in Newfoundland and Labrador for over 40 years - taking care of the details and giving our clients peace of mind when it comes to car insurance. 

We are not a call center located thousands of miles away, we are part of your community. We have offices in St. John's in the east, and Corner Brook in the west, as well as staff in various communities throughout the province. So we get it. Take a look at a few of the other reasons you should choose us.

Car Insurance Online Policy Vew

Client Portal

Service that is simple and innovative. Our online portal helps you do almost everything with a few simple clicks. Whether you are filing a claim, adding a driver, or printing off your liability card, our online services are always accessible to you!

Local Claims Coordinator St.John's NL

Local Claims Coordinator

Having a local, dedicated adviser makes all the difference. Our Claims Coordinator, whose sole purpose is to be your advocate, and to guide you through the claims process. You don't need Car Insurance until you make a claim - making sure you get fast, fair claim settlements is our promise to you. We'll work hard to get your life back on track.

Personalised Service For Auto Policy

Personalised Service.

What matters most to us, is you. That's why we assign you a Personal Account Manager to protect and take care of what matters most to you. Your Account Manager will help you understand your policy and make sure you have the right protection. When's the last time you got a proactive contact from your current provider?

What's Covered In An Auto Insurance Policy?

Our policies are tailored to fit your lifestyle with types of coverage that go above and beyond to ensure you're protected. Below are some of the more popular coverage options we offer.

Liability Coverage NL

Liability Coverage

Helping you protect the things that matter most to you, is what matters most to us. We recommend nothing less than $1,000,000 Liability Coverage on all of our policies, compared to our province's minimum requirement of $200,000. Our liability coverage protects you from having to pay for bodily injury or death of any person, as well as damage to property, if you are at fault.

Comprehensive Coverage

Protecting you from the unexpected. Our comprehensive coverage looks after your vehicle from threats or damages not caused by accidents. This includes theft, vandalism, flying objects, and weather related damages.

Comprehensive Coverage for Auto
 Collision Coverage Car NL

Collision Coverage

Ensuring you are best protected is our mantra, and this is why collision coverage comes standard with every Car Insurance quote. If worst comes to worse, and you have an accident with an object or another vehicle, this coverage looks after repair / replacement costs.

Accident Forgiveness

We understand that everyone is not perfect, and we all make mistakes. That's why we offer accident forgiveness coverage so that your driving record is best protected in the event that you have an at-fault claim. Our team will go above and beyond to make sure you are protected from increases on your Auto Insurance policy.

 Accident Forgiveness Newfoundland
Waiver For New Car NL

Wavier of Depreciation

Protection that goes above and beyond. In the event of an accident, this additional coverage takes care of the depreciation or the loss of value of your new car. If your car is beyond repair and needs to be replaced, you should receive an amount up to the purchases price you paid for the vehicle.


…and More!

See Why We Are The Most Trusted For Car Insurance

We are building a new kind of insurance broker here at Wedgwood Insurance Limited. Start experiencing the difference by getting a quote from us today!