Posted on 12/11/2017 9:33 AM Wedgwood Insurance Limited
Recently, a local call-in radio show posed the question “Should winter tires be mandatory?” While we understand there are always demands on your hard-earned money, we are unequivocally for anything that keeps drivers, passengers and pedestrians as safe as possible. When it comes to reducing risk, let’s look at some winter driving statistic:.
According to the 2015 Statistics Canada report on Canadian Motor Vehicle Traffic Collision Statistics, just over 5 people are killed every day in car accidents nationwide. This daily average often increases considerably in the spring and summer months before dropping again once Old Man Winter sets in. Seems counter intuitive, doesn’t it?
Simply put, snow, ice and freezing temperatures create slippery and treacherous driving conditions and common sense would say that accident rates should increase given these less than ideal conditions. However, what we see is that the opposite is true.
Posted on 11/29/2017 3:43 AM Wedgwood Insurance Limited
In the illustrious words of Beyoncé, ‘If you liked it, then you should have put a ring on it”. Well, it’s obvious Prince Harry liked it, as he recently proposed to Meaghan Markle, star of the hit TV show Suits with a diamond ring designed by him. Perhaps right about now you’re thinking “Hang on, what does Queen Bey and the Royal family have to do with insurance?!” It’s simple – the ring.
Posted on 11/22/2017 10:41 AM Wedgwood Insurance Limited
Image courtesy: kaspersky.com
When you think of Newfoundland & Labrador, fishing may come to mind, and why not? It’s what the province was founded on when the first settlers discovered our rocky shores - intrepid fishermen, baiting their lines and casting their nets. Fast forward 500 years and a new form of baiting – called phishing - is on the rise and the financial implications are huge.
Posted on 6/2/2017 5:52 AM By Wedgwood Insurance Limited
Newfoundlanders by and large are resilient, intelligent and optimistic. And don’t forget determined – when we make up our mind to do something it’s as good as done.
So why are we hearing from people who are regretting making decisions around their insurance purchases?
I think we have to take the blame for some of that confusion because as insurance brokers, we don’t tell our stories loudly or clearly enough. We get so customer focused that we can lose our customer focus.
Posted on 11/24/2016 5:55 AM By Wedgwood Insurance Limited
Consider it the oldest trick in the book for burglars... your garage door. We constantly hear about making sure to lock your doors and windows at night and when you're not at home. However, what gets overlooked and arguably could be the easiest way to break into your home is the garage door.
Posted on 11/7/2016 7:22 AM By Wedgwood Insurance Limited
Tis the season! With Christmas just around the corner, online shopping is getting in full throttle with the upcoming #BlackFriday & #CyberMonday sales. It's a killer combination, fishing for sweet deals on Christmas gifts while enjoying a cup of joe in one hand and shop till you drop on your laptop in the other.
However, you aren't the only ones cashing in on all the holiday sales. Hackers will be going phishing... and your wallet & personal info is their ultimate catch.
Posted on 10/14/2016 7:29 AM By Wedgwood Insurance Limited
We get it... and we feel your pain. Roundabouts are downright confusing and intimidating if you've never driven through one. But that said, there are many reasons why they're becoming such a trend in Newfoundland.... for one, they're downright safer.
Posted on 10/11/2016 4:45 AM By Wedgwood Insurance Limited
Rain, rain, go away... far far away. In the wake of Hurricane Mathews, several towns across Central Newfoundland have declared States of Emergencies after hundreds of millimeters of rain was surprisingly dumped just yesterday & overnight.
This is scary reminder that we now have twenty times the storms and floods that we had just two decades ago. More than ever, basement flooding is a big concern and can suddenly happen any time. With that said,
Mother Nature isn't the only culprit of basement floods. Sewage Back-ups, overland water, and even burst pipes can all cause thousands of dollars in damage.
Whether it's caused by Mother Nature or a burst pipe, knowing what to do after a basement flood can help prevent a situation going from bad to horrible. If it should happen to you, here are some quick tips to do right a way.
What To Do Right Away
1 ) Don't Go Into a Flooded Basement
The first step is more like a don't... Don't ever step into a flooded basement! With electrical wiring below the w ...
Posted on 9/26/2016 4:36 AM By Wedgwood Insurance Limited
With Hurricane Matthew making landfall in Haiti, and aiming at the US east coast, this is a good reminder that the hurricane season still has two months left to go.
So if you aren't already prepared to go face-to-face with hurricanes or blowing-a-gale kinda days, now is the time. When it comes to batten down the hatches, our VIP Account Manager, Cindy Hickey is our go-to. She has a few tips that'll help keep everything secure.
Posted on 9/14/2016 5:17 AM By Wedgwood Insurance Limited
What started out as taking in one child for the day, soon turned into two, three, and then four...
In a blink of an eye, Kelly's day of babysitting turned her home into a buzzing daycare for her neighborhood. Loving her new, spontaneous business, she wasn't so worried about the kids slowing her down. But, she had no business insurance, and if a child was seriously injured under her watch... well, she could be facing a big loss.
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